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• Blackberry messenger Slow? Try it FREE Gold Messenger
• Bank Indonesia Launches Branchless Banking
• 10 Countries Favorite Travel Year 2013

Blackberry messenger Slow? Try it FREE Gold Messenger Posted: 23 Nov 2012 03:26 AM PST Three students of the Faculty of Physical Education Pedagogy and Educational Sciences University Eleven March Surakarta-Zandra Dwanita Widodo, Bughy Rubiyanto, and Hendrik Priyo Utomo upset with service BlackBerry Messenger (BBM) is slow. Lags services that occurred in the past year that made them take the initiative to make a similar application of fuel. "We took kamudian technicians and expert professional computer program to make the program," said Zandra in Surakarta, Thursday, November 22, 2012. Now, Zandra and her friends managed to make instant messaging application called Gold Messenger. This application is similar to BBM and WhatsApp service. The difference is, this application can connect your mobile phone with the computer and made by the people of Indonesia. "With this application, a computer user can send an instant message to the user's mobile phone or vice versa," said Zandra. Gold Messenger application, he added, can also run on phones with a variety of platforms, such as Android, BlackBerry, iPhone, Windows Phone, Symbian, and Java. Zandra claimed speed text messaging, images, audio or video via the Gold Messenger faster than other instant messaging applications as a server in Indonesia. Since its official launch on 17 November, he said there had been dozens of people who are interested in trying. Society can download it for free IM.ZERO-PRICE.COM. He believes Gold Messenger has the opportunity to grow because Indonesia is the largest user of instant messaging services. It's just very tough challenges, which have to deal with similar applications already exist, prone to piracy, and the lack of capital for development. "People also do not fully believe in local products," said Zandra. For servers, Zandra said Gold Messenger work with Solonet, service providers Broadband Access, Web Hosting, and Web Development in Solo. Owner Solonet Ricky Budi Hartono said Gold Messenger willing to engage because of Indonesian products. "Indonesian products to be supported. It demonstrates our commitment," he said. He provided free for Gold Messenger server. Besides Solonet, the server is placed in Indonesia Data Center. ( Reference : tempo.co )

Bank Indonesia Launches Branchless Banking Posted: 23 Nov 2012 03:09 AM PST Bank Indonesia will soon launch a new regulation on branchless banking or banking agent. This system enables banking transactions performed on the counter like a mobile telephone charge. "I hear it's 23 November BI regulations remove the bankers dinner," said Director of Micro Retail Banking Bank Mandiri Budi G. Sadikin, the media training in front of about 50 reporters at Hotel Panorama Regency, Batam, Thursday, November 22, 2012. He explained that the new system will reduce the cost of the bank and the customer, and potentially increase the amount of bank customers. After 250 years of banking practices in Indonesia, until now there are about 60 million bank accounts. The number of people who have a bank account or in connection with the transaction can be stimulated with ease. Branchless banking systems, Budi said, succeeded in Kenya, Africa, which can reach 200 thousand more customers. This system enables banking transactions by a third party. "No need to branch or ATM." Budi then compare the cost of conventional dealings with agent banking. Cost of setting up a branch office Rp 1 billion, with operating costs Rp 100 million per month. When using an ATM, it costs Rp 400 million to buy the machine per month plus the cost of USD 12 million. While EDC transactions (debit machines) would cost $ 3 million. "If the banking agent not wear the cost.'s Mobile-owned agency," he said. Indeed, Mandiri had tried the system in Bank Sinar Harapan Bali, in collaboration with the Axis operator. Mandiri also exploring cooperation with remittance companies under PT Pos, Pomegranate. This system can work well with a sustained regulation and cellular platforms. "Now there is still distrust banks and mobile operators. Afraid of business taken and others," said Budi. He explained that, from the information obtained, the system will be based branchless USSD, which uses star codes and the fence on the phone. Executive is the exclusive agent of the legal status and binding agreement with the bank. Beneath it were the agents who do not have legal status. He pointed out, if Unilever so exclusive agent, stalls and shops can be an agent derivative. Revenue earned from the agent fee per transaction. Transactions that can be done is to pay the telephone bill, electricity, telephone, toll contents, and transfer. Depositing money can be a maximum of $ 1 million that can only be done in an exclusive agent. Budi said the fee has not calculated how much below what can be dredged Self advantage of the new banking system. It also ensures banking agent will not reduce the number of ATMs and debit machines. "Any emerging new technology, old technology is not necessarily lost." ( Reference : tempo.co )

10 Countries Favorite Travel Year 2013 Posted: 23 Nov 2012 02:50 AM PST The year 2012 had its week and will be gone replaced with 2013. Many plans already prepared to welcome the next year. One way is to plan travel to visit new tourist destinations. As they had done before the end of the year Lonely Planet regularly issued a list of best travel destinations for the year ahead. Here are ten countries yangsetiap year. Here are the 10 countries that must be visited in the coming year: Sri Lanka Got hit by a tsunami in 2004, and throughout the 1983-2009 civil war, causing many areas in Sri Lanka are forbidden to be visited by tourists. But now, after the conflict finished, much of the investment appears in the tourism sector. The number of tourists was increasing. With an affordable cost of living and the number of low cost flights from Bangkok, Sri Lanka has one of the best tourist destinations.. Montenegro Natural highly productive and creative in Montenegoro illustrate interesting symbol like juggling dirty beaches and exhilarating beaches along the Riviera. However, make sure to bring mountaineering boots and bathing suits for Montenegro beauty no less intense about the wild. Kept popping up a new path, so even with bike lanes. The development of infrastructure to make nature more accessible, while creating new jobs for local residents. South Korea Quietly, South Korea developed into a tourist destination outdoors with the potential to be used for golf, climbing, and fishing. Although not widely publicized, some foreign tourists have already known. Slovakia Two decades of the Velvet Revolution, Slovakia has one of the fastest growing economies in Europe. Joining the European Union, the country is ranked in the top Google search cheap ski packages and performances stag weekend. Solomon Islands Forget market or fancy places, start glancing ecotourism, stay in the countryside, and diving in places best there is. Previously flights to Solomon Islands is very limited, domestic transportation difficult, less infrastructure, civil war taking place, and some places have malaria, causing lack of tourists come. But now, traveled to more easily by reducing the threat of civil war and malaria mosquitoes. Ecuador In 2013, Ecuador changed railway line by building new pathways connecting the cosmopolitan city of Quito to Guayaquil on the coast of the port. This new rail line linking the Cotopaxi has an altitude of 5900 meters above sea level which and Nariz del Diablo. This pathway is believed to be the steepest in the western world. Iceland Ask traveler there during your trip to Iceland, will be seen so easily fall in love with this small island nation, either to the landscape, fish dishes and delicious lamb, or the friendliness of the local people. Krona currency inflation to 75 percent of benefits that could save "wallet" of tourists. Turkey Many low-cost airlines to open flights to Turkey. Bus transport services can be obtained easily here. We can explore the historic old town, Mardin and Midyat; partying fantastic meals in Gaziantep, and see the ruins of a recently discovered at Gobekli Tepe, near Sanliurfa. In addition, the newly opened path by means of Abraham's Path is available only Kurdish simple homestay, away from the busy tourist beach and the old city of Istanbul. Dominican In the first quarter of 2012, 8.4 percent of Dominican increase in tourism. With airlines offering routes to eight international airports in different countries, and the Dominican adding cruises as a major port, a lot of people who come to the land of sun and sand. Surfing here is comparable with other places in the Caribbean. Madagascar After years of political instability that inhibits the development of tourism, Madagascar increasingly undergoing restoration. The presidential election in 2013 was a huge democratic progress (although it has experienced repeated delays). For travelers, now is the best time to visit, before this country opens an opportunity for travel providers. Be prepared for a flood of various fauna and landscapes of the fourth largest island in the world, like a magic land. For those who are looking outside the can, Madagascar will not disappoint. ( Reference : tempo.co )

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